Bridge The Gap
The System
A diagnostic suite for your financial velocity
01. Daily Decisions
"Most finance apps show you what happened. This one tells you what to do next. Every day you open to one decision, ranked by what matters most — approve it, adjust it, or come back tomorrow."
02. Cash Flow
"Your bank balance tells you where you are. This tells you where you are going. Every charge coming in the next 90 days is mapped on a single line — so you see problems before they happen."
03. Envelopes
"Monthly budgets fail because life doesn't run on calendar months. These envelopes learn your actual spending rhythm from your real transactions. When your pace shifts, you know before it becomes a problem."
Diagnostic view of spending rhythms derived from 90 days of Plaid history. These are not budgets. They are velocity markers.
04. Income
"Plaid knows your regular income. This screen handles everything else — freelance payments, irregular deposits, one-time windfalls. Classify them once and they feed your forecast automatically."
Classifying these helps your cash flow forecast know what money is coming.
| Source | Amount | Recurrence | Reliability |
|---|
No ambiguous deposits found in last 30d Plaid sync.
05. Subscriptions
"One number: everything leaving your account on autopilot every month. Review any subscription and the system queues a decision for you — keep it, cancel it, or revisit it next month."
06. Goals Simulator
"A savings goal without a trade-off is a wish. This simulator shows you exactly which spending envelopes get squeezed, by how much, and for how long — before you commit to anything."
Trade-off Simulator
Analyze the mathematical impact of adopting new savings goals. Review parallel trajectory tracks and assess required spending squeeze adjustments before committing.
We detected you're already saving £200/mo
Automated detection from Plaid history
Squeeze Active Behavioral Zones
Apply classified bonuses and one-time deposits